SIR SERVICES-NY has been doing only one thing for the past 20 years and that one thing has been providing quality affordable insurance coverage to New York City Landlords and Insurance Brokers.

From the very beginning, SIR SERVICES recognized that most insurance company programs failed to create a product that properly addressed the specific needs of the smaller inner-city landlords. In fact, many insurance companies elected to avoid writing insurance policies for the smaller inner-city landlord. SIR felt that regardless of size, all NYC Landlords share a common need for  boiler, property (building), liability, as well as umbrella liability insurance and a Program was needed to address these needs specifically for the smaller building owners.   

History will also show that SIR SERVICES has provided the same quality insurance services to NYC Landlords regardless of their premium size.  Over the past two decades SIR has insured landlords with annual premiums ranging from $1,200 to over $2 Million.  Over the years, SIR SERVICES has made a difference with the creation of the APOpg, allowing smaller landlords to form a group and enjoy the same purchasing power as the landlord with a $2 Million annual premium. 

NYC Building Owners and Insurance Brokers have been trusting this valuable protection service to SIR SERVICES-NY since 1989. SIR has been serving the insurance needs of NYC Landlords longer than any other insurance program and continues to offer quality insurance protection at affordable rates to all qualified NYC Building Owners.

A quick review of the insurance rates and premiums paid by the smaller landlord in comparison to the larger landlord will illustrate that the larger landlords have historically received better insurance coverages at lower premiums.  Why? The answer is very simple and logical. BUYING POWER and the attraction the insurance brokers and companies have to large premium accounts.

BUYING POWER is also the reason the APOpg was formed as the first Federal Risk Purchasing Group in NYC that focused on the smaller landlord. As a small landlord (Small being defined as paying less than $5,000 for insurance) you have little buying power with an insurance company but a group of small landlords representing multi-millions in premium income has tremendous buying power as well as tremendous insurance coverage negotiating ability. 

BUYING POWER is what makes the APOpg the most attractive alternative for qualified building owners when they require a long term solution for their insurance needs. Quality Affordable Insurance at Group Rates is the reason you should become a member of the APOpg Insurance Program.

If you have good insurance loss experience and maintain your property to above average standards, request a renewal quote and see what membership in the APOpg can mean for you over the next 20 years.