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           "Insurance Purchasing Power For New York City Landlords"

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Financial Problems? Ask any NYC Apartment Building Owner about the history of economic challenges faced by NYC building owners on many fronts and how the current economic problems created by today's economy seem to compound many of the past problems with the increasing heating and energy costs, tenant rent regulations, tenant lawsuits, and city building code violations and fines offering little or no relief for the small building owner struggling to make ends meet financially. Financial Protection?  The landlord is not the rich guy on the block that everyone believes him to be, and what little the landlord has can be taken away by an uninsured tenant lawsuit. Security at what cost?  Security comes in the form of affordable insurance that can protect the landlord from tenant lawsuits and the APOpg has been providing the qualified smaller landlord with affordable quality insurance coverage for over a decade. Contact a APOpg Underwriter or have your insurance broker request your next insurance renewal quote with the APOpg.  APOpg is the first and only Federal Risk Purchasing Group designed for smaller NYC Landlords.

 Apartment & Property Owners Purchasing Group                                                      14 Wall Street, 20th Floor  New York, NY 10005                                          Telephone: (212) 618-1762                                                                                            Toll Free:   (800) 989-4772    Fax: (732)  863-1827

Regular Mailing Address:  P.O. Box 650 Manalapan, NJ 07725

Overnigt Mail Address: 500 Craig Road, 2nd Floor  Manalapan, NJ 07726

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Employee                                     Phone Number                      Email

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Richard J. Schecher,CIC            954-483-4987         rschecher@apopg.com

Richard is the company founder and is currently activetly retired working in the Florida Office and no longer active on a daily basis wih the company operations in NYC. Richard remains as Chairman and CEO of the Company.

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Kikis A. Kyriacou (President)    732-303-1919       kkyriacou@aqpopg.com

Kikis is a company founder and has been active in the daily operations of the business since 1989 when he and Richard shared their first office in the World Trade Center. Kikis is the Company President and responsible for all company operations.

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Karri Costagliola (Office Mgr.)   732-303-6856  kcostagliola@apopg.com

Karri has been with the company since the mid 90's and is currently the corporate office manager responsible for all aspects of company operations. Karri is also the administrative assistent to Kikis A. Kyriacou and provides direction to the entire office and staff.

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John Goetz (V.P. Underwriting)    732-303-6859        jgoetz@apopg.com

John has been with the company since the early 90's and is a senior underwritier responsible for approving and providing insurance quotations for Boiler, Property, Liability, and Umbrella insurance. 

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Debra Windrem (Underwriting)   732-303-6861   dwindrem@apopg.com

Debra has been with the company since the early 90's and is a senior underwriter responsible for approving and providing insurance quotations for Boiler, Property, Liability, and Umbrella Insurance.

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Carry Snyder (Claims)                732-303-6873           csnyder@apopg.com

Carry has been with the company since the mid 90's and over the years Carry has  worked in many departments within the company. Carry became intensely interested in claims and over the past 8 years Carry has advanced to become the Program Claims Manager & Administrator.

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Jay Hubbard (Underwriting)        732-303-6862     jhubbard@apopg.com

Jay has been with the company for several years and has been involved in many aspects of company operations. Jay has a great deal of experience working in our building inspection department and is currently working as an underwriter assistant processing new and renewal insurance quotations.

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Jessica Unglert (Office Adm)       732-303-6853              junglert@apopg.com

Jessica has been with the company for several years and is responsible for several administrative duties including but not limited to: accounts payable, broker commissions, as well as many administrative and insurance company reporting. _________________________________________________________________________


Jeannette Johnson (Data Mgmt)     732-303-6851              jjohnson@apopg.com

Jeannette has been with the company since the mid 90's and is responsible for data management including broker accounts receivable, policy issuance, as well as general data management.

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